Author of Poor No More: Wealth Is Within Reach
We have been duped into thinking we should slave for our paychecks until retirement age. Why should we wait for retirement age to obtain the easy life? Why should we remain depended on our paychecks until retirement?
From a corporate viewpoint, “retirement” is a tool that allows corporations to easily dispose of us when they are done with us - and not before. Why should corporations decide how long we should work? http://www.poor-no-more.com/tools/personal-finance-budge ...
What is magical about age 65 or any other predefined retirement age? Why can’t we work longer if we enjoy our careers? Conversely, why should we work for one day longer in a career we loathe? We must discard our pre-programmed concepts about retirement. We must eliminate our dependence on our paychecks. Let's thaw out our frozen dreams about a perfect life and make these dreams our new retirement plan!
Let’s redefine retirement as the ability and freedom to pursue our dreams. Retirement is not an age! It is a lifestyle free to pursue our desires without financial burdens. Our new goal should be financial serenity.
We should forget about the whole concept of “retirement”. Instead, we should focus on obtaining a wider goal: “financial freedom.” This freedom is not dependent on an age. This freedom is based on the choices we make regarding how we spend and invest our money. If properly coached, we can achieve financial freedom much earlier in life. However, we can only achieve our freedom dreams if we are prepared to take a different path from what society normally dictates to us. We must discard our traditional concepts of spending money because many of these concepts have been placed in our heads by toxic external advertising forces. We must learn methods for building wealth that will provide for our financial success.
http://www.poor-no-more.com/tools/personal-finance-budge ...
A good starting point for obtaining these goals is to read the book Poor No More: Wealth Is Within Reach. This book illustrates techniques to make early financial independence a reasonable and attainable goal. Further, this goal can be achieved without high risk, debt, risky stock investment, over-leveraged real estate or other “get rich quick” schemes. This goal can be reached with simple, sound financial management, and an uncorrupted understanding of how to manage your money.
I believe that retirement is an obsolete concept. Instead of saving for retirement we should build the financial independence required to pursue our dreams. The financial freedom account concept introduced in the book, Poor No More, shows how we can reach our dreams earlier.
These issues are covered more thoroughly in the book Poor No More: Wealth Is Within Reach by Curtis Hill. http://www.Poor-No-More.com
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Publisher of books on financial topics, investing, personal budgeting and other topics. Authors include Curtis Hill, CFP®
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