Tuesday, June 30, 2009

Financial Business Solutions Worldwide looks to US Commission on Civil Rights for example

PRLog (Press Release) – Jun 29, 2009 – The U.S. Commission on Civil Rights will examine the reasons for persistent gaps between the health status of minorities and non-minorities in the United States.
Financial Business Solutions Worldwide Officials have adjourned to examine this same issue with Regulatory Officials as a means to find an end. FBSW Officials have stated that in fact there are still crucial areas to analyze in this sector. Financial Business Solutions Worldwide have asserted that by working with affiliate parties to better this cause,it helps other companies understand the necessities of improving this area.
The U.S. Commission has decided to call a meeting that is  focusing on cardiovascular disease and the related condition of hypertension. This has been primarily due to the fact that racial and ethnic minorities continue to have more disease, disability, and premature death than non-minorities.
FBSW Officials have agreed that this a cause worth meeting to address, and wanted to help assist as a private sector company where possible.
Experts presented the Commissioners with results from ongoing research, health care delivery systems, access to and quality of care, community education, patient behavior, and other aspects of health differences between population groups.
FBSW Officials stated that such ongoing research was crucial to the analysis in diagnosing the problem.
The Commission Chairman made introductory remarks, followed by the speakers’ presentations, questions from Commissioners and the Staff Director resumed afterwards, and adjournment of the briefing concluded shortly after. FBSW Officials stated that the progress was worth wild and that Senior Staff had "all the confidence in the world" that such meetings would advance the improvement of this cause.

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Financial Business Solutions Worldwide LLC specializes in educating business owners on the new needs for financing in today's environment and brings the realm of project financing & structured financing as an option in today's corporate finance depression

Monday, June 29, 2009

Term Life Insurance Benefits Consumers, When Situation is Right

PRLog (Press Release) – Jun 29, 2009 – When it comes to life insurance, reports show that there are still a lot of Americans who underinsure their families at the time of their passing. And at this point in time, the number of underinsured policyholders is expected to increase.
The recession has really hampered the way Americans spend money. More Americans these days are choosing to be very conservative in their spending habits, saving whenever they can and buying necessities rather than unneeded commodities. However, many forget that no matter what, they need to readjust their life insurance policy to match inflation and their debt troubles. And it does not have to be permanent; changing policies will help them save money in the long-run.
http://www.insuranceagents.com/life-insurance/5-term-lif ...
If a policyholder is between their early 20s and late 30s, young, in shape, healthy or is a young parent, term-life insurance would fit their situation. With its low premiums, it will designate to the policyholder life insurance coverage that will last for a specified period in their lifetime. This insures that their loved ones are covered for funeral costs, debt payments and other things as well. And if anyone would like to save even more on term-life insurance, there are several more options for them to choose from to get the best out of their dollars.
http://www.insuranceagents.com/life-insurance/
InsuranceAgents.com hopes that people looking for ways to save on life insurance in difficult economic times will take heed in the given advice and evaluate their financial matters. No one should give their families just enough coverage to live on; life’s surprises are always around the corner.

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InsuranceAgents.com provides consumers with access to insurance information including articles, quotes, and comparisons.
http://www.insuranceagents.com/

Sunday, June 28, 2009

“Smart Trade Group” – TraderChat – (Devil’s In The Retail)…

PRLog (Press Release) – Jun 28, 2009 – “Smart Trade Group”, the Asian-based investment broker, continues to stand by its assertion that the recession-ridden economies of Western nations are nowhere near staging a sustained and meaningful recovery.  
A source close to “Smart Trade Group” cited the US and UK economies as prime examples of the perils of relying upon consumer consumption for economic growth. 70% of the US GDP depends on people spending money and, he continued, for much of the last decade, most of this has been funded by credit.
“Smart Trade Group” believes that the US and UK consumers are effectively “tapped out” on credit and with unemployment rising, they are convinced that the average consumer is in no position to begin ramping his or her exposure to credit. . . . even if it were as widely available as mainstream commentary would have us believe.
When questioned as to whether a manufacturing and export-based economy like that of China was faring any better, the “Smart Trade Group” source suggested that as the Chinese consumer had little or no debt it was difficult to make comparisons but he added that if the Western economies had relied more upon manufacturing and exports, then the measures taken to stem the progress of the recession would not stand to plunge their nations into crippling debt that future generations would be called upon to service.

Friday, June 26, 2009

Highly Profitable Bank for sale with Excellent Management looking for Equity Partners

PRLog (Press Release) – Jun 26, 2009 – Highly profitable bank with excellent management. Tremendous growth possibilities. Price to sell at approximately close to book value. Perfect investment opportunity for private equity investment. Management will stay in place.
Best location, track record and highly profitable over the years.

Bank is ideal candidate for further growth in commercial, residential and private banking.

Only serious investor with provable credentials and proof of fund need to contact.

Price- $33 Million. Equity Position also possible.

Highly Profitable Bank with Excellent Management looking for Equity Partners for Expansion.

contact
www.businesscreditfunding.com

robin@businesscreditfunding.com

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Investment banking for mid market Mergers & Acquisition Specialists.

www.businesscreditfunding.com

1000 Dollar Cash Loan

PRLog (Press Release) – Jun 26, 2009 – Finding a Pay-day Loan Supplier or Pay day Loan hasn't ever been less complicated. A search for Pay-day Loan on your favorite search engine will be apparent. The emence range of sites about pay day loan can be terribly confusing. Your anxiety and stress on your financials can lead to bad choices in a pay day loan and / or supplier of pay-day loan. Be extraordinarily careful when choosing where to get your pay day loan since.
* Pay day Loans should be considered as a tiny time answer to your finance crisis. Only credit what you can manage to pay for to repay on your next pay day. If you borrow too much and are unable to pay any return, it might have an effect of downward spiral on your financials. When looking out for a pay-day loan this should be one of your first concerns. Charges can range between $20 to $30 per $100 borrowed.
* what's the maximum Pay-day Loan available? You will find sites offering payday loans of $500, $1000 or maybe $1500 pay day loans.


* What are the Pay-day Loan Repayment Terms? I should not stress enough ; you mustn't take what you want and what you are able to afford to repay on your extraordinarily next payroll. But if you roll over your pay day loan, it's vital to understand what are the particulars of repayment of the bank are. Most let you extend the conditions of your pay-day loan. You can often only pay interest or interest pay-day loan and a minimum. This will vary from state to state depending on the local legislation, but it will usually be $ twenty-five increase. The expenses related to Pay-day Loans are astronomic compared to other kinds of credit. It may appear lots of money if you are asked to pay a fee of $15 for borrowing $100, which is a standard fee of between services pay-day loan. However, after 2 weeks if you want to increase your loan, it will cost a $15, so now you are being charged $30 to borrow $100.
If you can not get money quickly at the same time you'll be paying over the odds for credit you received the loan. Prepared payroll corporations are needed by law to cough up the expenses associated with your pay day loan, including the money burden and the RPA.
Here you can get a hassle free $1000 Dollar Cash Loan:

http://1000personalloan.com/1000-dollar-cash-loan/

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Here you can get a hassle free $1000 Dollar Cash Loan:

http://1000personalloan.com/1000-dollar-cash-loan/
View more information about online cash loans.

Wednesday, June 24, 2009

ProtectMyHoliday.com warns of major failures

PRLog (Press Release) – Jun 24, 2009 – With British Airways in the last week announcing requests to staff to work for free for one month stating “a fight for survival” leading online financial protection firm ProtectMyHoliday.com warns of possible major failures in the next 12 months as cash runs dry in the travel industry with already one of Europe’s top airlines SkyEurope filing for creditors protection in the last few days after cash loans run out.  
Last year proved the largest losses to the airline industry in its history with over 50 airlines collapsing, many of them small to medium in addition to some top 5 country airlines such as XL Airways (UK) and Nationwide (South Africa), citing the weaker airlines to go first. As the credit crunch continues at pace into 2009 with no sight of immediate recovery, the major airlines left who rely on the term ‘cash is king’ are now running out of time.
Director Paul Mclean, explained “Even with the surprising developments at British Airways and as strong as they are, the public have been protecting themselves through our online policy against British Airways collapsing as much as any other airline. Consumers have read about many large corporate failures in many industries over the last 12 months demonstrating that no company is exempt from failure. Airlines and other sectors of the travel industry simply cannot continue with the spiraling events affecting their business, from the credit crunch already crippling their financial suppliers to the large drop in demand for travel. “
It’s never been more important for consumers to ensure their hard earned money is protected especially when it’s apparent that many sectors of the travel industry are un-protected after many high profile collapses such as XL Airways. For just a few pounds ProtectMyHoliday.com financially protects not only your airlines ticket but other end suppliers of your holiday such as other ferry, train, hotel, car hire, coach, holiday homes, tours and fun parks.


TRAVEL TRADE ONLY
ProtectMyHoliday.com run an affiliation programme allowing online website’s to link and earn an introductory commission for each policy sale. Alternatively, annual corporate cover is available an annual policy covering all agent’s ticket sales.
The travel industry has battled numerously over the years on how to best protect customers, even the government body CAA (ATOL) is thinking of extending protection under its levy scheme however it is already hemorrhaging money when just covering tour operators let alone airlines which are some 100 times larger financially.
Consumer protection in the UK is limited to package holidays in the main and does not necessarily extend to independently assembled holidays which have become so much more popular with the availability of the internet. Also flight only bookings and flights purchased directly from airlines have no formal protection and it’s not just the flight part of the holiday that is not protected but all the other parts of a non packaged holiday such as ferry, train, hotel, car hire, coach, holiday homes, tours and fun parks etc.
The sad situation is that the travel industry works in a very competitive arena where commissions are small and extra charges provide another battles to remain profitable. The industry needs to focus on a simply solution so it can continue to concentrate on servicing the industry which it knows best.
The general public are also confused, they should not have to learn about protection through a confusing series of logo’s but should be informed by law, that when they buy any form of holiday component that they ‘are’ or ‘are not’ financially protected leaving the freedom of choice to the public to decide on taking out further protection.
Financial protection in the UK therefore comes down to a mix of ATOL, ABTA and insurance solutions. International Passenger Protection Ltd (IPP) are the world’s largest provider of insolvency / credit and default products to the travel industry and operate in over 30 countries. “The UK is one of the major insurance capitals in the world, with many solutions available to the travel industries problems. We are at the heart of insurance protections to the industry with the last year being our highest level in claims over almost 20 years of my company’s history, considerable higher than after September 11th 2001”, explained IPP Director Paul Mclean.
IPP had just learned of one of Europe’s largest carriers SkyEurope announcing its filing for creditor’s protection with shock waves throughout the European market. “This has become a normal day at the office, but companies such as SkyEurope just cannot continue to hemorrhaging money, sadly there will be others” Mclean stated.
Growing demand for financial protection escalated in 2008 citing IPP’s launch of the first online consumer protection policy website www.protectmyholiday.com which allows consumers to compliment their holiday with a much needed protection for only a few pounds per person.
The Travel Insurance industry is very much responding to the public need for such cover, last year press reports stated that only some 10% of travel insurers covered financially failure and already it is estimated that some 70% of travel insurance policies will include such cover. Many airlines are already including such cover within their own travel insurance policies such as British Airways, Ryanair, Easy Jet and Flybe.
“As we now start to see bigger failures on the horizon, it’s critical that the travel industry take out insurance protection for their business exposures and to cover their clients, such large exposures could easily ruin travel companies in the UK” Mclean concluded.

INFORMATION
•   Contact:

Mr Paul Mclean, Director – Tel: 020 8776 3750 – Fax: 020 8776 3751 – Email : paul.mclean@ipplondon.co.uk

Addres: IPP House, 22-26 Station Road, West Wickham, Kent BR4 0PR. United Kingdom
•   ProtectMyHoliday.com is a trading name of International Passenger Protection Limited (IPP) formed in 1990.
•   IPP is the largest and main supplier of Scheduled Airline Failure Insurance (SAFI) and cover for other parts of the holiday in the UK and world-wide operating in over 30 countries.
•   IPP operates as an underwriting agency on behalf of insurers and re-insurers who’s combined net worth exceeds    Euro 100 Billion

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International Passenger Protection Ltd (IPP) is the largest provider of travel credit / default and insolvency insurance in the world operating in over 30 countries. IPP acts as an underwriting agency representing insurers and re-insurers with a combined net worth in excess of Euro 100 billion.

Financial Business Solutions Worldwide anaylzes 12 Billion Interior Budget from US Bureau of Land

PRLog (Press Release) – Jun 23, 2009 – President Obama’s proposed $12 billion budget for the Department of the Interior in FY2010 will allow the nation’s largest land manager to play a central role in carrying out the President’s vision for addressing the challenges of our times, Secretary of the Interior Ken Salazar said today.
Financial Business Solutions Worldwide voiced the importance of analyzing budgets such as these and seeing what private sector companies could do in order to help further the new administrations goals.
“Interior is uniquely positioned to be a leader in responsibly developing America’s new energy frontier, tackling climate impacts, restoring and preserving America’s treasured landscapes, creating a 21st Century Youth Conservation Corps, and investing in strong tribal communities,”
Salazar said in announcing the agency’s proposed budget for the fiscal year beginning Oct. 1, 2009. “The President’s stimulus funding under the American Recovery and Reinvestment Act of 2009 has provided Interior $3 billion to lay a foundation for this work and his 2010 budget will build on that with targeted increases in key areas.”
FBSW Officials met to review the Budget allocations and took note of the following categories.
The 2010 budget for Interior makes investments critical to the Nation’s economic future including:
   * $183 million in increases for a clean energy and mitigation of climate impacts, including:

         o $50.1 million for the Clean Energy Future Initiative to facilitate responsible development of Interior-managed lands and offshore areas with the highest renewable energy potential, including wind, solar, geothermal and biomass; and

         o $133 million for a Climate Impact Initiative to support integrated activities to assess and respond to the effects of climate change on Interior-managed landscapes, water and wildlife;

   * $100 million for National Park Service operations to restore and protect America’s treasured landscapes;

   * $95.2 million in the Land and Water Conservation Fund for Interior to protect critical landscapes and endangered species habitat and enhance recreational opportunities; and

   * a $75 million contingency reserve fund for wildland fire suppression to minimize the need for the transfer of funds from non-fire programs when the budgeted ten-year average for suppression is exhausted;

   * $102 million in to strengthen American Indian and Native Alaskan communities through expanded education programs, putting more officers on the streets and enhanced law enforcement training; and

   * $50 million for a 21st Century Youth Conservation Corps to engage more youth in the outdoors through environmental stewardship education, career development, and a new fishing, hunting and wildlife management educational program.
“The budget makes hard budget choices while making wise investments in a clean energy economy, making investments in education that will allow student to compete in the 21st century economy, and confronting other challenges,” Secretary Salazar noted.  “These proposed initiative increases include more than $100 million in grants to states and tribal communities, our partners in solving the economic and resource challenges facing the Nation.”
Financial Business Solutions Worldwide annotated the appropriations allocated under the new budget proposal and affirmed that similar categories would be taken by FBSW LLC.
Interior manages roughly 20 percent of all U.S. lands, along with the 1.7 billion acres of the Outer Continental Shelf.  Almost one-third of the nation’s domestic energy production is generated from Interior-managed lands and waters.  Interior also fulfills federal responsibilities for American Indian and Native Alaskan tribes.

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Financial Business Solutions Worldwide LLC specializes in educating business owners on the new needs for financing in today's environment and brings the realm of project financing & structured financing as an option in today's corporate finance depression.

Tuesday, June 23, 2009

FREE - One month of Services - Bookkeeping for Small Businesses in hard times

PRLog (Press Release) – Jun 22, 2009 – NSW, Sydney - Positive news for small business

DML Bookkeeping is providing the third month of bookkeeping FREE to all clients and rebates for all referrals. This is the first offer of its kind, aside from some businesses offering free consultations and assessments.  The Director states ‘It is important in these difficult economic times to offer something more to help small businesses’.
All services are provided off site, but this does not appear to pose a problem for most business owners. These services are currently restricted to businesses in NSW.
Free month is based on invoicing of 1st and 2nd months - being within 10% of the same cost.
www.dmlbookkeeping.com.au

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Bookkeeping services, currently in NSW only. Third month FREE. Genuine offer to all clients. Flat rate of $25.00 per hour including gst. All services provided off site, with meetings organised periodically. Efficient, affordable, reliable and accurate.

Sunday, June 21, 2009

Who Wants To Save Some Money?

PRLog (Press Release) – Jun 21, 2009 – Who here doesn’t like to save money where they can?  I know I save when and where I can, as I’m sure all of you out there do too.  Well now there is a website out there called freddysite.com with hot money-saving tips in categories such as Cars, Computers, Finance, Shopping and Travel.  Here is the best part; it is 100% FREE to use.  That’s right, FREE.
    In the Cars section of the site you can learn “5 Tips on Making Your Car More Fuel Efficient”, “3 Secret Tips Before You Buy A Used Car”, how about “15 Ways To Lower Your Car Insurance Quote”.  As you can see there is a bounty of great stuff here.
    The Computers section has articles on “How To Protect Your Computer While On The Internet”, “How To Speed Up Your Computer Without Upgrading”, “3 Simple Ways To Save A Bunch Of Money When Buying A New Computer!”, there is even “5 Tips For Buying The Right Laptop Computer”.  Fantastic!
    Finance is my favorite topic on the site.  With information like “10 Easy Ways To Organize Your Business Finances”, “4 Good Reasons to Get a Refinance Home Loan”, “A Good Credit Report - The Key To Cheap Finance”, “A Guide to Bad Credit Finance Options”,  I’m sure just about anyone out there can find some very useful information in this category.
    There is a Shopping section on freddysite.com for those of you who like to hunt for a bargain.  Hot tips articles about “10 Inside Tips to Saving Money and Making the Most of Your Retail Shopping Experience”, “10 Tips For Shopping For Weight Loss”, “4 Great Reasons to Love On-Line Shopping”, “5 Things to Know When Shopping for Car Rentals” will arm you with knowledge before your next purchase.
    Ahhh Travel.  I love to Travel, but it can be sooo expensive and such a hassle at times.  Freddysite.com can show you the “ABCs of Adventure Travel” “5 Romantic Travel Resolutions”, “Alternatives for Business Travelers”, “Become A Travel Pro In One Easy Lesson”, “Choosing The Best Travel Accommodation” and much, much more.
    As you can see freddysite.com is literally jampacked with money-saving information we can use each and every day.  There are literally hundreds of articles by experts in their respective fields for you to browse as you like so read on and enjoy.

Thursday, June 18, 2009

Secured Loans for all Circumstances.

PRLog (Press Release) – Jun 18, 2009 – There are many occasions in the course of your life when it becomes necessary to borrow money.
What sort of occassions are these? Most people will require to borrow money every few years to purchase a car.
Large purchases such as a motorhome or caravan are not uaually funded by the person's own ready cash.
Homeimprovements, such as a conservatory,new kitchen or new bathroom all cost many thousands of pounds and as such normally require a loan to fund them.
A credit card usually has a very high interest rate, and therefore will not normally be the best way to make a large purchase. It is really only feasible if you are able to pay it off in the matter of months.
An unsecured loan is rather difficult to obtain at the moment.
In addition to the lack of availibility of unsecured loans at present, most unsecured loan lenders will only grant loans up to a maximum of £15,000.
Even if £15,000 or less is all you need to borrow, the maximum repayment period is usually sixty months.
The interest rate for an unsecured loan is usually higher than for a secured loan, and for some strange reason, some unsecured loan lenders require the applicant to have an extremely high income, such as a minimum of £60,000 for a single applicant and £80,000 for a joint application.
Therefore, all in all a secured loan seems the best option. However,as the name suggets a secured loan must be secured against a property, and therefore to apply for a secured loan you must of course be a homeowner.
Look at the internet to find a secured loan broker who has the whole market to obtain the best rates.
When you first contact the secured loan broker he will take a number of details from you to ascertain the best rates for you, and to make sure that you can comfortably afford the repayments.
 The rate you are granted depends on a number of things, such as your credit rating, the equity in your property, and if you are employed or self employed.
For what purpose can you use your secured loan funds? A secured loan can be used for almost any purpose.
How much can you borrow?You can borrow from £5,000 up to £100,000  or sometimes even more subject to you meeting the secured loan lender's criteria.
A secured loan can really make a massive difference to your life,and with the repayment periods,if required, extending to up to twenty five years , it is a very affordable method of releasing some of the equity tied up in your property.
A secured loan can help you achieve objectives which without the secured loan would only remain a dream, such as a luxury motorhome or caravan which give you years and years of happy holidays at an affordable price.
A secured loan can be used to build a conservatory or for almost any other type of home extension meaning that if you really love your home and the neighbourhood, but have outgrown it due to your extending family, you can remain in the home you love thanks to your secured loan.
If you are wanting to get married, but are feeling the pinch financially and feel  that you will never be able to save up enough money to pay for a wedding, a secured loan could be your answer.
With the cost of an average wedding now being over £20,000, a secured loan is an excellent way to pay for this.  The secured loan can even fund your dream honeymoon to some romantic tropical island in the sun.Imagine enjoying a warm golden beach covered in perfect yellow sand,lapped by crystal blue waters,courtesy of your secured loan.
In short, a secured loan can be used to pay for the most practical thing or can even make your dreams come true.champion finance .

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Champion Finance has been established since 1985,and therefore is most probably the longet established U.K, finance broker.We arrange personal loans, homeowner loans,secured loans,wedding loans,loans for consolidation, etc.etc. We arrange mortgages and remortgages with all leading banks and building societies.Our customers do not need to shop about for the best deal as we have all the best deals available.Debt management, Trust Deeds and IVA's also arranged. http://www.championfinance.com

PennyStockChaser.com Alert: EXP Closed at $1.22 with more to come.

PRLog (Press Release) – Jun 17, 2009 – Every trading day PennyStockChaser.com sifts through thousands of stocks to identify those stocks that are poised and ready to move up. Why Penny Stocks? Penny Stocks are the only investments that can give a quick return of 100-1000%.
Newark, Delaware - At PennyStockChaser, we are dedicated to bringing you winning stocks on a daily basis. To receive more hot stock alerts investors simply need to visit and join our FREE newsletter service by clicking the following link:http://www.pennystockchaser.com/join-now/
Today’s news alerts include: EXP
www.pennystockchaser.com - EXP - Closed @ $1.22 today - We brought it to members @ .20 - MORE HUGE EXP PROFITS EXPECTED FOR MEMBERS !!!
EXP (http://www.canadianshieldresources.com/s/Home.asp) is making big money for our Canadian members. EXP trades on the TSXv (http://www.tsx.com/0 in Canada and in the US on the pinksheets (http://www.pinksheets.com/pink/index.jsp) under the symbol CSRFF. The stock already trades in the US and US members should really take a hard look to buy a stock which could go to $10.00.
The stock was brought to our members at .20. the stock closed @ $1.22. Their seems to be no limit to how well this stock can do.

http://www.stockscores.com/quickreport.asp?ticker=v.exp
EXP has been under accumulation and their appears to be little to no float left.
The offers on the stock today were thin all the way to $2.00 today.

Now is the time to buy for the move to $2.00. This will move to $2.00 will be driven by news.
We expect news since the volume has been steady the offers are being swallowed up by someone who is persistent and motivated.
If we get BIG NEWS, volume will explode and EXP could go nuts. Super strong news could be drill results, JVs, financing, ect. This kind of news could drive the stock to $10 based on the low float on EXP.
These guys are in Peru. Their properties are large and they all have interesting potential.

   

http://www.canadianshieldresources.com/s/NewsReleases.asp?ReportID=348631&_Type=News-Releases&_Title=Canadian-Shield-Updates-on-Exploration-Plans
The last big score in Peru was Arequipa Resources which went from pennies to a takeover price of $27.00.

http://www.nytimes.com/1996/08/30/business/for-canada-s-brash-young-mining-companies-that-pot-gold-may-depend-acquisitions.html
We are expecting news and if EXP hits, the public will buy in and the stock will go much higher.
Their is no float on EXP. When TSXv mining plays go, they can really FLY !!!
Get into EXP before takeoff !!!
Please remember to do your due diligence on EXP.
For more information on EXP, please join us @ www.pennystockchaser.com
About PennyStockChaser.com
PennyStockChaser.com’s alerts are daily e-mail on stocks that are hot in the market. These include stocks with huge volume, penny stocks, new 52 weeks high or lows, stocks with technical indicators and much more. Our stock alerts have done very well in the last couple of weeks.
PennyStockChaser.com is a leading stock website that provides free daily alerts on stocks that are moving up. PennyStockChaser.com also tracks small cap stocks that are on the brink of exploding. We also feature companies on our website with research report, analysis, and newsletters. To feature a company on our web site please contact us at editorial@pennystockchaser.com
PennyStockChaser.com is an independent electronic publication that provides information on selected publicly traded companies. PennyStockChaser.com is not a registered investment advisor or broker-dealer. PennyStockChaser.com’s affiliates, officers, directors and employees may buy and sell additional shares in any company mentioned herein and may profit in the event those shares rise in value. Please do your own Due Diligence before investing in any of the stocks mentioned above.
Forward-Looking Statement: This press release includes "forward-looking statements" within the meaning of the federal securities laws, commonly identified by such terms as "believes," "looking ahead," "anticipates," "estimates" and other terms with similar meaning. Although the Company believes that the assumptions upon which its forward-looking statements are based are reasonable, it can give no assurance that these assumptions will prove to be correct. Important factors that could cause actual results to differ materially from the Company's projections and expectations are disclosed in the Company's filings with the Securities and Exchange Commission. All forward-looking statements in this press release are expressly qualified by such cautionary statements and by reference to the underlying assumptions.

Tuesday, June 16, 2009

A New Independent University of Southern California (USC) Study Reveals “Powerful Economic Data”

PRLog (Press Release) – Jun 16, 2009 – Los Angeles, CA - USC plans to release results of an independent economic impact study on the University of Southern California (USC) Wednesday, On Wednesday, On June 24, 2009 at 12:01 A.M., PDT.
***EMBARGOED STUDY RESULTS UNTIL WEDNESDAY, June 24, 2009 12:01 A.M. (PST)
WHAT:      USC To Release Economic Study Results

            “Economic Impact Analysis of the University of Southern

                 California Annual Operations: Fiscal Year 2007-2008”
The study covers everything from how many jobs USC creates as the

largest private sector employer in Los Angeles to how much money is directly

and indirectly spent in Southern California, along with new information

about the USC economic engine of the Golden State              
WHO:
David Bergman, Economist, Economics Research Associates, LA

Bernard C. Parks, Los Angeles City Council Member, 8th District    

Thomas S. Sayles, V.P., Gov. and Community Relations

Anna Cearley – USC Spanish Speaking Representative *******  

Jack Kyser, Chief Economist/Senior V.P., LAEDC (upon request)
                 ***Media please call for advanced interviews***

                       ((No news conference or events –visuals upon request))    

 

                       Please Call George McQuade  or Aida Mayo,

                       818-340-5300 or 818-618-9229 to set up interviews
WHEN:    STUDY EMBARGOED AND WILL BE POSTED

                June 24, 2009 at www.MayoCommunications.com/home.htm                

                12:01 A.M. —  Please call or email us for a link to embargoed study
WHEN:   University of Southern California (USC will also post study)
BACKGROUND:  
Economics Research Associates, Los Angeles has produced a first-of-its-kind economic study of the University of Southern California (USC). The project report entitled “Economic Impact Analysis of the University of Southern California Annual Operations: Fiscal Year 2007-2008” will be released to the public on the morning of June 24, 2009. [Editors: Please call George Mc Quade or Aida Mayo, MAYO Communications & MAYO PR, Los Angeles at 818-340-5300 or Publicity@MayoCommunications.com for advanced interviews or for a link to the embargoed study]

# # #

From the surrounding neighborhoods adjacent to Downtown Los Angeles to around the globe, the University of Southern California provides public leadership and public service in such diverse fields as health care, economic development, social welfare, scientific research, public policy and the arts. USC, the largest private research university west of the Mississippi, serves the public interest by being the largest private employer in the city of Los Angeles, as well as the city’s largest export industry in the private sector.

Angels Lending Group supports US Department of Health & Services Centers

PRLog (Press Release) – Jun 15, 2009 – Under the Evidence-based Practice Centers (EPC) Program of the Agency for Healthcare Research and Quality (formerly the Agency for Health Care Policy and Research—AHCPR), 5-year contracts are awarded to institutions in the United States and Canada to serve as EPCs.
Angels Lending Group is looking to the continued support of organizations seeking to strive for these contracts. Angels Lending Group is specifically focusing on all relevant scientific literature on clinical related matters.
The EPCs review all relevant scientific literature on clinical, behavioral, and organization and financing topics to produce evidence reports and technology assessments. These reports are used for informing and developing coverage decisions, quality measures, educational materials and tools, guidelines, and research agendas. The EPCs also conduct research on methodology of systematic reviews.
Angels Lending Group Officials also promoted the inception of these causes dating back as far as 1997.
In 1997 the Agency for Health Care Policy and Research (AHCPR), now known as the Agency for Healthcare Research and Quality (AHRQ), launched its initiative to promote evidence-based practice in everyday care through establishment of 12 Evidence-based Practice Centers (EPCs). The EPCs develop evidence reports and technology assessments on topics relevant to clinical, social science/behavioral, economic, and other health care organization and delivery issues—specifically those that are common, expensive, and/or significant for the Medicare and Medicaid populations.
Angels Lending Group Officials have been very crucial of Medicare and Medicaid programs and stressed the need for continued support from the private sector.
With this program, AHRQ became a "science partner" with private and public organizations in their efforts to improve the quality, effectiveness, and appropriateness of health care by synthesizing the evidence and facilitating the translation of evidence-based research findings. Topics are nominated by non-federal partners such as professional societies, health plans, insurers, employers, and patient groups. Go to http://www.ahrq.gov/clinic/epc/epctopicn.htm for topic nomination procedures. Federal partners often request evidence reports and should contact the EPC Program Director for more information.
In October 2007, AHRQ announced the third award of 5-year contracts for EPC-III to 14 Evidence-based Practice Centers to continue and expand the work performed by the previous group of EPCs. Most of the third group of EPCs were part of the initial set. However, EPC-III brings in two new institutions to the program-the University of Connecticut and Vanderbilt University--while Stanford has concluded its contract as one of the original EPCs.
Five of the EPCs specialize in conducting technology assessments for the Centers for Medicare & Medicaid Services (CMS).
Angels Lending Group ended by affirming finance options for those seeking to better these causes.

# # #

Angels Lending Group Corporation is a Private Lending Institution that works with Federal Governing Regulatory Bodies to utilize the Institutional Side of Banking with company funds to facilitate Green & Humanitarian Based Loans to Borrowers.

Monday, June 15, 2009

Founder of Ceres Real Estate Partners to Present at Distressed Investing Leaders Forum

PRLog (Press Release) – Jun 14, 2009 – Former Madison Dearborn Partners’ executives Brian Newman, Michael Wilson and iStar veteran Jeffrey Digel have formed Ceres Real Estate Partners to target distressed debt and equity investments in the US. Mr. Newman is one of the more than 20 Distressed Investing experts who will participate at GoldenNetworking.com’s Distressed Investing Leaders Forum 2009, July 29th, in New York City. This extraordinaire gathering of minds will include an industry-wide networking reception that will attract more than 500 members of the Distressed Investing community in the country, including executives, professionals and entrepreneurs in hedge funds, private equity firms, financial sponsors, investment banks, limited and general partnerships, lenders, accounting and law firms, and portfolio companies.
More than 20 successful practitioners, including Alan Leiderman, Ducat Investment Group, Brian Newman, CERES Real Estate Partners, Debashis Bhattacharya, Fortis Investments, Elonna Ashurova, Evest Venture Partners, Gregory Corona, Accubuilt, Inc., Ira Perlmutter, T5 Equity Partners, James McCarthy, Strategic Capital Solutions, LLC, Jeff Schachter, Cedarview Capital Management LP, Karim Babay, Foxhill Capital Partners, Margaret Butler, Jefferies & Company, Matthew Baron, Simon Development Group, Navin Nagrani, Hilco Real Estate, Raj Bhatia, Mortgage Strategies LLC, Rick Koenigsberger, ROCA LLC, Rob Koltai, Hain Capital Group, LLC, Scott Eisenberg, Amherst Partners LLC, Stephan Butler, Columbia Business School, Stephen Presser, Monomoy Capital Partners LP, Steve Kargman, Kargman Associates, Vikas Mavinkurve, Trust Company, and many more to be confirmed, will provide insightful advice and valuable information attendees will be able to act upon immediately.
Guests are invited to RSVP at http://www.DistressedInvestingLeadersForum.com and take advantage of Super Early Bird Registration before June 17th. Additionally, GoldenNetworking.com offers unequaled sponsorship opportunities to reach the Distressed Investing community; to receive our Sponsorship Package, please contact us at info@goldennetworking.com.
GoldenNetworking.com’s previous business receptions have attracted the leading players in financial services, consulting services and support providers from the following companies: Alliance Bernstein, Barclays Wealth, BNY Mellon, BNP Paribas, Brooklane Capital, Capital Management, Charles Schwab, Citi Alternative Investments, Deutsche Bank, DE Shaw & Co., Goldman Sachs, Green Arrow Partners, Hampton Asset Management, HedgeCo LLC, Integre Advisors, IQ Venture Partners, Inc., MBL Financial Group, MetLife, Merrill Lynch, Moody's Investors Service, Morgan Stanley, Natexis Private Equity Asia , Natixis Capital Markets, Needham Partners, Newport Private Investments, RBC Capital Markets and TIAA-CREF.
This forum is produced by GoldenNetworking.com, the premier networking community for businessmen, entrepreneurs, professionals and diplomats, founded by former McKinsey consultant and Columbia Business School MBA Edgar Perez. For more information about GoldenNetworking.com, please visit us at: http://www.goldennetworking.com, follow us on Twitter @GoldenNetworkin, join our Facebook group http://www.facebook.com/group.php?gid=39041844214 or contact us at info@goldennetworking.com.

# # #

GoldenNetworking.com is the premier networking community for businessmen, entrepreneurs, professionals and diplomats, founded by former McKinsey consultant and Columbia Business School MBA Edgar Perez.

Saturday, June 13, 2009

PennyStockChaser.com Alerts: CVRG the stock is low and ready to move watch for coming news.

PRLog (Press Release) – Jun 13, 2009 – Every trading day PennyStockChaser.com sifts through thousands of stocks to identify those stocks that are poised and ready to move up. Why Penny Stocks? Penny Stocks are the only investments that can give a quick return of 100-1000%.
Newark, Delaware - At PennyStockChaser, we are dedicated to bringing you winning stocks on a daily basis. To receive more hot stock alerts investors simply need to visit and join our FREE newsletter service by clicking the following link:http://www.pennystockchaser.com/join-now/
Today’s news alerts include: CVRG
www.pennytsockchaser.com – CVRG IS WAY TO LOW – The last time we slid this far back the stock rebounded and moved 2000% on news – CVRG IS ON NEWS WATCH !!!
CVRG (http://www.convergeglobalinc.com/) is on our watch list for a 100%-300% move. The stock closed Friday @ .055.
The stock is nearing a support line here on a technical basis.
www.stockta.com tells that support point here is @ .05.

http://www.stockta.com/cgi-bin/analysis.pl?symb=CVRG&num ...
The volume is dramatically down from the heavy volume days when the stock ran to .44. This tells us that selling is EXHAUSTED.

http://www.stockscores.com/quickreport.asp?ticker=cvrg
This stock has had two waves of news. On one of those waves the stock jumped 500% and on the second wave the stock jumped 2000%.
The last piece of news was on May 26, 2009. In the PR they tell us to expect HUGE news. We think that time has come.
Converge Global Provides Further Details on the Benson Lake Gold Property
TORONTO, CANADA--(MARKET WIRE)--May 26, 2009 -- Converge Global, Inc. (Other OTC:CVRG.PK - News) is pleased to provide historical assay results and further details on the Benson Lake Gold Property. The Benson Lake Gold Property, consisting of 19 claims and 105 units, is situated in Skead Township 12 miles southeast of Kirkland Lake, Ontario, Canada. The Kirkland Lake Mining Area is considered to be the number one gold mining area in Ontario.
Historical Assays on the Benson Lake Gold Property
In 1993, grab samples of sulphide stringer veins were taken. The sample rock types included dacite breccia, massive dacite and minor massive andesite. The dacite breccia unit appeared to consist of a northeasterly trending flow, with massive dacite flows to the north and similarly to the south. Numerous faults and fractures trend easterly and northeasterly. The breccia, and less commonly the massive dacite, was crossed by narrow, sulphide bearing stringers containing massive to semi-massive pyrite, chalcopyrite, and arsenopyrite. These stringers contained gold with assay results as high as 5.8 oz/ton.
High-grade gold values in narrow semi-massive pyretic veins were also previously identified on the Benson Lake Gold Property in 1994. Limited surface stripping, sampling and shallow diamond-drilling indicated that significant gold values were present in narrow pyritic veins or breaks in a variety of tuffaceous rock units but commonly in brecciated structures enriched with sulphides. The highest values obtained in these drill samples were 1.69 oz Au/1.5 feet and .248 oz Au/3 feet.
A summer diamond-drilling program on the Benson Lake Gold Property to be supervised by C.G. Cheriton, P.E. Eng. is currently being considered.
Converge Global, Inc. is also pursuing additional acquisitions and joint venture opportunities with producing mining operations, as well as exploration properties, in North and South America.
Safe Harbor
This press release contains statements, which may constitute "forward-looking statements" within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934, as amended by the Private Securities Litigation Reform Act of 1995. Those statements include statements regarding the intent, belief or current expectations of Converge Global, Inc., and members of its management as well as the assumptions on which such statements are based. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and that actual results may differ materially from those contemplated by such forward-looking statements. Important factors currently known to management that could cause actual results to differ materially from those in forward-statements include fluctuation of operating results, the ability to compete successfully and the ability to complete before-mentioned transactions. The company undertakes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results.

Visit: www.convergeglobalinc.com
Contact:

    Contacts:

    Merle Goertz

    Investor Relations

    1-866-986-9866

    merleg@shaw.ca

CVRG could jump on strong news. The stock could easily move to .20+ .
Please remember to do your due diligence on CVRG.
For more information on CVRG, please visit at www.pennystockchaser.com
About PennyStockChaser.com
PennyStockChaser.com’s alerts are daily e-mail on stocks that are hot in the market. These include stocks with huge volume, penny stocks, new 52 weeks high or lows, stocks with technical indicators and much more. Our stock alerts have done very well in the last couple of weeks.
PennyStockChaser.com is a leading stock website that provides free daily alerts on stocks that are moving up. PennyStockChaser.com also tracks small cap stocks that are on the brink of exploding. We also feature companies on our website with research report, analysis, and newsletters. To feature a company on our web site please contact us at editorial@pennystockchaser.com
PennyStockChaser.com is an independent electronic publication that provides information on selected publicly traded companies. PennyStockChaser.com is not a registered investment advisor or broker-dealer. PennyStockChaser.com’s affiliates, officers, directors and employees may buy and sell additional shares in any company mentioned herein and may profit in the event those shares rise in value. Please do your own Due Diligence before investing in any of the stocks mentioned above.
Forward-Looking Statement: This press release includes "forward-looking statements" within the meaning of the federal securities laws, commonly identified by such terms as "believes," "looking ahead," "anticipates," "estimates" and other terms with similar meaning. Although the Company believes that the assumptions upon which its forward-looking statements are based are reasonable, it can give no assurance that these assumptions will prove to be correct. Important factors that could cause actual results to differ materially from the Company's projections and expectations are disclosed in the Company's filings with the Securities and Exchange Commission. All forward-looking statements in this press release are expressly qualified by such cautionary statements and by reference to the underlying assumptions.

PennyStockChaser.com Alerts to our NEW SMS service

PRLog (Press Release) – Jun 12, 2009 – PennyStockChaser.com Presents Our New SMS Service!
PennyStockChaser.com continues to service the needs of our members!
PennyStockChaser.com has listened to our members and is proud to present our new FREE SMS service. Keep up to date with daily stock alerts directly to your cell phone! NEVER miss an opportunity to get into a hot stock at the beginning of its run!
Get your FREE daily alerts directly to your cell phone by signing up for FREE on our website at PennyStockChaser.com.
At PennyStockChaser, we are dedicated to bringing you winning stocks on a daily basis. To receive more hot stock alerts investors simply need to visit and join our FREE newsletter service by clicking the following link: http://www.pennystockchaser.com/join-now/
We want to provide investors with some general guidance in penny stocks trading. Here are some of PennyStockChaser’s recent alerts that exploded: CVRG shares moved from our recommendation at $0.02 to a high of $0.44 that is a 2100% increase; HYGN shares moved from $0.01 to a high of $0.21, that is a 2000% increase.
Do you want to be well informed and never miss opportunities like these? Subscribe NOW to our newsletters and to our NEW FREE SMS SERVICE on the home page by clicking on the following link : http://www.pennystockchaser.com/join-now/
About PennyStockChaser.com
PennyStockChaser.com is a leading stock website that provides free daily alerts on stocks that are moving up. PennyStockChaser.com also tracks small cap stocks that are on the brink of exploding. We also feature companies on our website with research report, analysis, and newsletters. To feature a company on our web site please contact us at editorial@pennystockchaser.com
PennyStockChaser.com is an independent electronic publication that provides information on selected publicly traded companies. PennyStockChaser.com is not a registered investment advisor or broker-dealer. PennyStockChaser.com’s affiliates, officers, directors and employees may buy and sell shares in any company mentioned herein and may profit in the event those shares rise in value. Please do your own Due

Diligence before investing in any of the stocks mentioned above.
Mike Jacob of PennyStockChaser.com is a member of the National Association of Securities Dealers, CRD number 1818665.
For further information, please contact:

PennyStockChaser Editorial Staff

Email: editorial@pennystockchaser.com

http://www.pennystockchaser.com

Friday, June 12, 2009

Lancaster Brand of Condo Hotels in Manila launch sales of Premiere Executive Studio Suites

PRLog (Press Release) – Jun 11, 2009 – Beth Collingz, PLC International Marketing Networks sales director and lead marketing partners for the Lancaster Brand of Condotels in the Philippines said Lancaster Atrium Condotel Suites in Manila may be purchased on a 12 year payment terms that provides for 40% of the purchase price of the unit to be paid over 4 years without interest and the remaining 60% over 8 years which can be partially or fully offset from income on the Condotel rentals. Units may also be purchased on a 5 Year No Interest Charge Term of payment. Turnover of units Lancaster Atrium will be from December 2011.
The 12 year payment plan is open to all buyers of Lancaster – The Atrium Premiere Executive Studio Suites whether local or foreign, is so easy to process said Collingz and provides for Premiere Executive Studio [Semi Fitted] Condotel Suites to be purchased an initial Reservation fee of only -Php-25,000.00 for a 32.50sqm [350sqft] Suite [Contract Price -Php-3,776,760.00 including Sales Tax] then 48 consecutive monthly payments of only -Php-32,046.28 [No Interest for the first 4 years] and thereafter 96 consecutive monthly payments of -Pph-43,658.09 to complete the balance of the purchase price. Although there is a Lock-in Period of eight (8) years and other conditions require monthly installments shall be covered by post dated checks – this new payment plan proves very popular with overseas Filipinos looking to purchase investment property back home in the Philippines
The Lancaster Atrium Manila will provide unit owners with premier residential condo units with option of enrolling their units in the Lancaster Condotel Rental Pool which makes the Lancaster Brand a great Investment for overseas investors whom visit Manila for Vacations or Business as they can earn Rental Incomes [at current purchase levels] of some 12-14% ROI per annum as Owner Non-Residents when not using their units through Condotel Management.
Lancaster Atrium Premiere Executive Studio Suites

Price Effective: May 16, 2009. [Semi Fitted Suites Quoted in Philippine Pesos]
Lancaster Atrium Premiere Executive Studio Suites. Floor Area 32.50sqm [350sqft] Total Purchase Price -Pph-3,776,760.00 [Including Taxes] These units are either facing Ortigas Center overlooking Pasig towards Laguna de Bay and Antipolo or overlooking Mandaluyong, Makati towards Manila Bay.
Premiere Executive Studio Suites may be purchased with an initial -Pph-25,000.00 Reservation and Balance Payable without interest over 60 consecutive equal monthly payments -Pph-62,529.33. Alternatively Save -Pph-225,105.80 by making a Reservation -Pph-25,000.00 then within 30 days a 30% Net Down Payment of -Pph-900,422.40 and Balance payable without interest over 60 consecutive equal monthly payments of -Pph-43,770.53.
Premiere Executive Studio Suites are available on affordable and competitive New Payment Plan that provides for Executive Suites to be purchased on a No Interest No Down Payment basis with 67% of the payment payable over 60 equal consecutive monthly installments without interest and the 33% balance of the contract price payable upon turnover of the unit or to be paid over an additional 5 years from turnover through our hassle free no prequalification "In-House" Finance Plans. Pay -Pph-25,000.00 initial Reservation for a 32.50sqm [350sqft] Premiere Executive Studio Suite [Contract Price -Pph-3,776,760.00] then 60 equal consecutive monthly payments of only -Pph-52,368.32 with the balance of -Pph-1,238,080.80 either payable in cash on turnover or to be financed over another 60 months payment plan.
Cash Payment option; take 20% discount on contract price plus purchase Tax Savings of -Php-814,544.70. Effective Cash Price -Pph-2,962,215.36. Make the initial Reservation payment [-Php-25,000.00] and within 30 days pay 90% [-Php-2,640,993.82] the remaining 10% [-Php-296,221.54] on unit turnover.
Premiere Executive Studio Suites [Semi Fitted Condotel Suites]

Twelve [12] Year Payment Plan
The 12 year payment plan is open to all buyers of Lancaster – The Atrium Premiere Executive Studio Suites whether local or foreign, is so easy to process and provides for initial Reservation fee of only -Php-25,000.00 for a 32.50sqm [350sqft] Suite [Contract Price -Php-3,776,760.00 including Sales Tax] then 48 consecutive monthly payments of only -Php-32,046.28 [No Interest for the first 4 years] and thereafter 96 consecutive monthly payments of -Pph-43,658.09 to complete the balance of the purchase price.
All Lancaster Residential [Semi Fitted] Suites Unit Features Include:
* Vitrified ceramic tiles in living, dining areas

* Ceramic tiles in kitchen and toilet and bath

* Toilets with mechanical ventilation

* Plastered cement walls and ceilings with painted finishes

* Provisions for split type air-conditioners
For clients intending to enroll units in the Condo Hotel Rental Pool a complete Condo Hotel Suite "Fit-Out" package including all required items of Condo Hotel furniture's, furnishings, appliances, air-conditioning, kitchen utensils, dinnerware's, linens etc will be available prior to completion.

# # #

PLC International Marketing Networks, with its internet based Global Agency, are the lead marketing partners with Pacific Concord Properties Inc for the Lancaster Brand of Condotels in the Philippines
PLC International Marketing Networks

Pacific Concord Properties Inc., Manila Head Office

Shaw Boulevard, Mandaluyong City. Metro Manila. Philippines

Phone: Manila [+632] 717 1958
Pacific Concord Properties Inc., Cebu Office

Lapu-Lapu City, Mactan. Cebu. Philippines

Phone: Cebu [+6332] 340 0721

Email: plcsales@lancastersuites.com

Web: http://www.lancastersuites.com [Lancaster Condotels]

Web: http://www.condotel-sales.com [Lancaster Atrium Manila]

Wednesday, June 10, 2009

If I knew then what I know now....

PRLog (Press Release) – Jun 10, 2009 – If I knew then what I know now  is a phrase that all people at one time in their life have said or thought.  It reflects the increase in knowledge and wisdom that an individual has gained over time.  This knowledge and wisdom often comes from learning from a mistake or just learning as we get older and realize that the more we know, the more we realize we don’t know.
If I knew then what I know now is sacred as it signifies that as humans and highly intelligent beings, we can learn and we do have the ability to reconcile how our lives may be different if we made different choices.
The phrase holds true for everything, from decisions one makes involving love, work, finance and everything else imaginable.  It always leads to the thoughts of I would have or I should have, and although we can not change the past we can certainly use our knew found knowledge for decisions we make in the future.
Imagine, what if we could go back in time, if a person could change the outcome of something in the past with the knowledge they possess today?  What would that be worth?  I am certain that as you are reading this, a number of thoughts are passing through your mind as to how you’re knew decisions would have affected your life differently.
As individual’s we now realize that our decisions or lack there of have a direct impact on a particular outcome, we have embraced tools to help correct our errors.  Consider the introduction of “the instant replay” to professional sports.  Several football and Basketball games and even seasons may have had totally different outcomes had the use of this review technique not been implemented.  
We offer our own type of instant replay it is called a tax return modification.  The IRS allows taxpayers to amend their returns for a period of three years.  This modification can be used to add additional tax deductions and/or tax credits that a tax payer was entitled to but did not report.  The IRS tax code currently is 3.7 million words and it is not uncommon for tax professionals, and self preparing individuals alike to omit certain tax deductions that if included could have significantly changed the outcome of their tax return.

# # #

Stanley Byck, a Certified Tax Professional and Accredited Tax Advisor and founding member of Tax Refund America, LLC states: Our firm reviews all of our new clients past three years tax returns and more often than not we find that clients are missing several important tax deductions or credits that they are entitled to. Our reviews and tax return modification program has led to as much as $15,000 in refund money for one client.

Richierichentertainment Announces Tha Paper Boiz Are Now In Major Music Stores

PRLog (Press Release) – Jun 09, 2009 – [RRE] Houston,Texas

  Richierichentertainment is pleased to announce the long awaited release of the

paper boiz single u make it hot,now available on itunes,rhapsody,emusic, napster

and many other music stores.

 Richard markle is very excited about his young artist and feels that these young

kats are very happening,further more richie rich looks forward to three more singles

being released this week for the public"s listening pleasure, tha paper boiz are well

known for the single chirp chirp and Adrenaline rush,please visit www.thapaperboiz.com

and to view more upcoming artist please visit www.richierichentertainment.net and

as usual please stay tuned for more,at richie rich we want to thank all the fans and

the public listners for there support.

# # #

Richierichentertainment is a full service indie record label geared for new artist and

the vast marketing and promotion in the Hip Hip and r&b and pop music industry

Tuesday, June 9, 2009

“Switch Kit” Helps Americans Get Out of Unhealthy Banking Relationships

PRLog (Press Release) – Jun 09, 2009 – Austin, TX— According to a new study by BancVue, almost two in five Americans are unable to classify their current bank as “Mr. or Ms. Right”, with dissatisfaction higher among those with most of their money in large banks. In fact, almost one in two (49%) of big bank customers claim their current bank is far from “the one”. To help people “break up” with Mr. /Ms. Wrong, CheckingFinder.com has launched the Switch Kit, designed to make it effortless to switch to a high interest, free checking account with no minimum balance, no monthly fees and nationwide ATM fee refunds.  
“CheckingFinder.com’s Switch Kit makes breaking up with an unhealthy banking relationship hassle-free,” says Gabe Krajicek, Chief Executive Officer of BancVue, the creators of CheckingFinder.com.  “And, banking customers end up with better products with the better service of a community financial institution.”
But how do you know if you are in an unhealthy banking relationship?  Mr. Krajicek suggests consumers ask themselves the “Six Simple Questions You Can Bank On”:
1.   Does your bank treat you like a number?

2.   Do you feel that you are getting as much out of the relationship as the bank is?

3.   Fairness in banking tends to show itself in the form of fees.  Does your bank over-charge you on fees?  

4.   Do you have open communication?  In other words, does your bank keep you informed about your existing accounts or better opportunities?

5.   Does your bank show you appreciation for entrusting your money with them?

6.   Is your bank well run and stable?  Check out the “Statement of Condition” to get a snapshot of its health.


The answers to these questions can help determine if breaking up from a banking relationship makes sense.  Interestingly, two-thirds (67%) of bank account-holding Americans admit they wouldn’t hesitate to consider breaking up with their bank, with 75% with most of their money in big banks.  And, what they are looking for in their Mr. or Ms. Right bank:  less fees (39%), higher interest rates (32%), better banking products (29%) and ATM refunds (29%).
CheckingFinder.com, the one-stop-shop for the best high-yield checking accounts among community banks and credit unions, not only allows you to find an open a free, high interest checking account in minutes, but has developed a tool to make the break up go smoothly—The Switch Kit.  The Switch Kit makes switching to a new account painless, with detailed instructions for transferring direct deposits, automatic payments, online bill payments and closing the preexisting account.  The Switch Kit also provides downloadable direct deposit and auto-payment forms, making the switch hassle free.
The accounts on CheckingFinder.com give customers free checking accounts with CD-like yields, no monthly fees and nationwide ATM fee refunds when they do simple activities, including accepting eStatements, utilizing direct deposit, accessing online banking, and  using their debit card.  All of these things help save the financial institutions money, and unlike the big banks that keep it for themselves, these financial institutions are returning the savings to their account holders in the form of higher yields.  
“Breaking up may seem tough at first, but with the right tools, such as CheckingFinder.com and The Switch Kit the perfect bank mate is only a click away,” concludes Krajicek.
For more information visit www.checkingfinder.com.
About BancVue

BancVue is the leading provider of innovative products, marketing, and consulting solutions to community financial institutions nationwide. Serving over 600 community banks and credit unions around the country, BancVue’s solutions allow these institutions to compete and win in the war against the mega banks and net banks.  Consumers benefit from the development and implementation of BancVue’s innovative products, including REWARDChecking®, a free high-yield checking account specifically designed for community banks and credit unions. For more information on BancVue, visit www.bancvue.com.
Contact:  Dan Mahoney

dmahoney@csg-pr.com

www.csg-pr.com

970.405.8060

Monday, June 8, 2009

CD Rates for the Week Ending June 5, 2009 from SelectCDrates.com

PRLog (Press Release) – Jun 07, 2009 – There was large thud heard coming from certificate of deposit rates this week.  For the week ending June 5, 2009 the average for the top certificate of deposit rates available nationally were lower across the board.  This week the average for the top ten CD rates experienced there biggest weekly loss since the start of the year.  
The average for the best five year CD rates fell from 3.61% to 3.52%.  The best two year CD rates dropped to 2.67% from 2.74%.  The highest one year CD rate average went to 2.45% from 2.51%.  In the tables for the best CD rates there was an anomaly in the six month CD rate category which increased slightly.  The average of the best six month CD rates rose a small amount, from 2.05% to 2.06%, due to the addition of Wilshire Bank which is promoting an unusually high rate of 2.52%.  Without that bank CD rate addition, six month CD rates dropped along with the other CD maturities.  The six month CD rates without the one outlier bank CD would have experienced a reduction to 2.01% from 2.05%.
The rate reduction runs in the opposing direction to activity in other segments of the credit markets.  FHLMC’s weekly mortgage survey indicated that 30 year mortgage rates rose for the week from 4.91% to 5.29%, the highest rate this year.  The 15 year mortgage rose by an equivalent amount but has not reached the high point of the year.  US Treasuries also rose by substantial amounts for the week with the two year, five year and ten year closing at their highest levels for the year.  The six month Treasury rose by six basis points or 6/100 of a percent to end the week at 0.35% while the one year Treasury rose 14 basis points to end at 0.62%.  These short term Treasury rates have not reached the highs seen in February and the beginning of March of 2009.
With the universal forecast for higher rates of inflation, the increase in rates in most segments of the credit markets are expected.  In addition, with the general delay or lag in bank CD rate movements combined with a stronger banking industry, a short term reduction in CD rates may not be as abnormal as it first appears.  However, with other credit market rates headed higher it is only a matter of time before CD rates should start to rise as well.  Investing in long term CD rates is certainly a dicey investment choice based on consensus interest rate forecasts and even the mid term rates could be troublesome should rates rise quickly.  Bank money market rates and savings rates are looking very alluring for the short term.
SelectCDrates.com is the leading industry tool for selecting the best CD rates. SelectCDrates.com provides bank rate data on banks locally and nationally to help consumers quickly find the best rates to fit their needs.  Selectcdrates.com publishes two bank certificate of deposit rate tables each week as well as weekly rate tables for bank money market accounts and bank savings accounts.  The certificates of deposit tables are compiled weekly to find the highest yielding CDs available nationally and in the top 20 largest states. To view the results from Selectcdrates.com tables visit http://www.selectcdrates.com.

# # #

SelectRates Media, Inc. of Naperville Illinois owns and operates http://www.selectCDrates.com. along with http://www.selectcalculators.com, http://www.selectautorates.com and http://www.bestcreditcardrates.com. SelectRates Media operates these websites to provide consumer interest rate content including bank rates, credit card rates, mortgage rates and auto loan rates to help consumers make informed personal finance choices. The company’s mission is to provide consumes the most relevant and unbiased financial information for consumer interest rate sensitive products on the web.

Sunday, June 7, 2009

Florida Refinance Mortgage Loans: Best Low Interest Rates

PRLog (Press Release) – Jun 07, 2009 – Mortgage Rates to the average prospective homebuyer are appearing to shift up and down without reason. With as many diverse types of mortgages with different mortgage rates, finding what you need may be difficult.
Mortgages will allow you to own a home, whether a starter home or the home of your dreams, without having to wait until you can pay for it outright. The truth about the housing market foreclosures are up, housing prices are down, and mortgages are harder to get. With Adjustable Rate Mortgages (ARMs), periodic changes relating to a defined index are made to the interest rate. It is important to educate yourself when it comes to sub prime mortgages, especially if you have shaky credit.
Bad credit mortgage refinance is not a big deal these days. Bad credit itself is not something to be ashamed of but simply a financial phase which anyone can overcome as there are any numbers of loans you can have to deal with it. The competition in the lending market is so high that financiers, banks, credit unions etc are coming up with new and new schemes designed to meet any financial problems you may have.
Few things to keep in mind when considering a loan or refinancing an existing mortgage

1- Have a plan and stick to it

2- Don't be afraid to ask hard questions (like the exact costs involved) this is not only important in making a decision it is required by law.

3- Make sure it is the best solution available, consider other alternatives.

4- Take the time to get and review several offers.

5- Get advice from a neutral financial advisor.
By comparing interest rate quotes, you will be able to make an informed decision on a new home loan, home equity loan, mortgage refinance or second mortgage. If you already have a mortgage but aren't satisfied with your current mortgage rate, you can refinance it to get a lower rate.
Mortgage rates are always negotiable and sometimes you may end up with a higher mortgage loan rate even after thorough research and negotiations.
For more information:

Call us: 1-800-717-7658

Additional information can be found at http://www.flmortgagedepo.com

Saturday, June 6, 2009

Cash Back Instant Loans

PRLog (Press Release) – Jun 06, 2009 – Fast payday loans are the name of the game since most people in need of payday loans are in need of fast payday loans. Typically, people look for fast payday loans because an unexpected (or sometimes an expected) expense makes it virtually impossible for them to meet all of their financial obligations between pay periods. Fast payday loans are those loans that can be funded in 24-48 hours. Though many online payday loans sites say they offer fast payday loans you should try to read up on the site and get an understanding of what precisely the company means when they say fast payday loans.

The quickest way to get cash is to apply for a cash personal loan, also called an online payday loans. In a matter of minutes your application can be approved and you can find your money in your checking account the next morning. While you are online, you can also check rates to be sure you are paying the lowest fees.

Looking for an online payday loan but are concerned if there is a national body that overlooks the functioning of this industry? Well, yes there is. The Community Financial Services Association of America (CFSA) is a national membership trade association that provides services exclusively for online payday loans and fast payday loans. Approximately two thirds of the online payday loan sector is a member of the CFSA. The organization is involved with making policies and regulations that can ensure that the interests of members and consumer opting for online payday loans and fast payday loans protection can be balanced in the best possible manner.

The members of CFSA have a set of Best Services that they need to abide by. This ensures that they stand apart from online payday loans and fast payday loans, providers who are not members. At the same time these practices help in ensuring that the consumers get the best possible service. Online applications are quick and easy. You simply type in your contact information, along with income source and checking account information. With most lenders, you don't even need to fax in copies of past pay stubs or photo id. With their databases, payday companies can check your information online, providing you with a near instant response. And there are no credit checks.

While you can apply at a traditional store, it will take longer. Not only will you need to take in necessary paperwork, but you will need to wait as the information is copied and verified. You also have to plan your schedule around business hours, never a problem with online personal loans. Not only are the applications and cash advance processes fast, shopping is quick too. Most payday lenders list their fees and APR on their websites. You can research a dozen offers within minutes.

If you can't find information on fees, feel free to contact the lender through email or over the phone. Most will get back to you immediately. You just can't find such quick service at a storefront cash advance payday loan company. Technology speeds the process, enabling you to take care of your financial emergencies quicker.

Online Payday Loans

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Friday, June 5, 2009

Grant Writing Workshop in CHICAGO just announced!

PRLog (Press Release) – Jun 04, 2009 – OnPoint Promotions & Events just announced their CHICAGO 2009 2-Day GrantWriting Workshop.  On their 33 city tour around the contiguous US, landing in large cities teaching people HOW to write WINNING GRANTS and get the money to start or grow their venture. Their normal fee per attendee is over $400 each, but as promised, anyone who signs up or even visits their website will get to attend for only $100.  "That's unheard of" states Sajak, "For an entire IN PERSON workshop that teaches hands-on how to write grant proposals and how to get the funds, without ever having to repay...all for $100. !?!, it's just unheard of, other places are over $500."
The Chicago workshop dates and other info is available on their website.
www.GrantMoney4Free.webs.com

Tuesday, June 2, 2009

CIO Finance Summit Announces New Media Partnership with BankInfoSecurity.com

PRLog (Press Release) – Jun 02, 2009 – The CIO Finance Summit is pleased to name BankInfoSecurity.com a premiere media partner for the 2009 IT event that will gather leaders in the financial services industry. The CIO Finance Summit will launch August 30th-September 2nd, 2009 at the Four Seasons Resort in Scottsdale, AZ. The roster of delegates, sponsors, analysts, and partners slated to attend the summit reflect the top organizations on the forefront of banking IT.  
“The banking technology executives’ key to survival and thriving is forward movement and the CIO Finance Summit will provide a forum for CIOs and IT industry leaders to gather, debate and network on the most critical business technology issues that face them today. Being that BankInfoSecurity.com is a leading resource for members of the finance IT community, were glad to have them onboard as a premiere media partner,” said Mark Southam, VP, CIO Finance Summit.
BankInfoSecurity.com was created as a reference tool to be utilized by individuals in finance looking for solutions in security issues, maintenance of customer data confidentiality and improvement of the long term security posture of an organization. With an audience of senior management level bankers, IT professionals, and banking personnel, BankInfoSecurity.com is a dynamic portal dedicated to educating the banking information security community.
The CIO Finance Summit creates countless opportunities for gaining business value through the strategically designed agenda. Joining BankInfoSecurity.com as event media partners are A-Team Group, Market Data Insight, Electronic Trading, and Reference Data Review.
About BankInfoSecurity.com

BankInfoSecurity.com is a one-stop shop portal for the latest news, insights and education on the top information security issues facing U.S. financial institutions today. Through articles, webinars, podcast, customized training and sponsored content, the team is committed to providing up-to-date information on the security regulations, threats, solutions, training and career trends that most impact banks, credit union and other related enterprises.
About CIO Finance Summit

The CIO Finance Summit is a component of the SBS Division of CDM Media, a B2B technology media company. CDM Media has a very credible reputation of delivering strategically positioned, content-driven events to C-level technology clientele from the Fortune 1000. With experience in over 20 different vertical markets and international experience on delivering intimate, effective business summits, the CIO Finance Summit Group is sure to create unique opportunities for executives to develop innovative business ideas and lasting relationships with their peers and colleagues at the summit. The CIO Finance Summit will be held August 30th- September 2nd, 2009 at the Four Seasons Resort in Scottsdale, AZ.

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The CIO Finance Summit is a component of the SBS Division of CDM Media, a B2B technology media company. CDM Media has a very credible reputation of delivering strategically positioned, content-driven events to C-level technology clientele from the Fortune 1000. With experience in over 20 different vertical markets and international experience on delivering intimate, effective business summits, the CIO Finance Summit Group is sure to create unique opportunities for executives to develop innovative business ideas and lasting relationships with their peers and colleagues at the summit. The CIO Finance Summit will be held August 30th- September 2nd, 2009 at the Four Seasons Resort in Scottsdale, AZ.

Australian Online Payday Loans Are A Quick And Easy Way To Get Emergency Cash

PRLog (Press Release) – Jun 01, 2009 – Getting a payday loan has never been more convenient. We can now easily and quickly apply for a payday loan online from the comfort of our own home, office or wherever there is an Internet connection.  Lets face it, we can't predict the future and life can be so unpredictable. We can be sailing along, making the rent, paying all the bills on time and then WAM! the carburetor goes on the car or an unexpected bill arrives or even something like your favorite band comes to town and we just can't miss it. Point being, there are things and events that arise that we have no control of but we still must deal with. If used responsibly, payday loans can be just the thing to pull us out of that jam.      
The Internet just keeps on making our life easier and better. It is possible now to stay in touch, manage personal finances, participate in online communities, get an education, pay bills and other banking and now get a loan all without leaving our home or office. Places like Australia are catching on to these types of services, where the vast outback is becoming virtually not so vast anymore, thanks to the Internet.  We can apply online for that emergency cash we need, and have it direct deposited to our bank account that same day. The repayment  of this type of short term loan  can also happen with that same ease, as it will be electronically debited from our account on our payday. We don't need to, first of all, remember that payment amongst all the other bills and things we need to do with our paycheck on payday. And secondly we don't need to go to a bank, withdraw money and then go to the payday loan office to pay off the loan.  
And there you go once again, the Internet to the rescue! Those surprise and unfortunate events that cause us to need money in a hurry can be handled online quickly and easily. How conveeeenient!
Terry Tiessen is a Internet Lifestyle Consultant and is always looking for ways the Internet improves our lives. An Australian online payday loan provider that exemplifies this convenience, Payday Loan OZ. You can apply online for that emergency cash you need, and have it direct deposited to your bank account that same day!

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Now In Australia Get A Payday Loan Online And Have A Cash Advance Of Up To $1000.00 Sent To Your Bank Account The Same Day! Quick And Easy Short Term Loans. Emergency Cash.